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Meet the Executive Team

  • Behnood Dalaei
    Behnood Dalaei
    Broker Owner
    NMLS #2051275
  • Nez Elabbassy
    Nez Elabbassy
    Operations Manager & 
    Mortgage Loan Originator
    NMLS #2515333
  • Jennifer Villavicencio
    Jennifer Villavicencio
    Production Manager
    NMLS #000000

Behnood Dalaei

Broker & CEO
NMLS #1553881
Languages: English, Farsi
Introducing Behnood (Ben) Dalaei, the visionary Broker at 4ever Lending USA & known as the Mortgage Rescuer. With over a decade of finance industry expertise, Ben's passion lies in delivering unparalleled value to our clients.  His philosophy centers around being the go-to broker for mortgage rescues.  A true master of negotiation, Ben sees numbers as his playground, crafting innovative financing solutions to make homeownership dreams a reality.
At 4ever Lending, Ben's values—speed, accuracy, and
communication—are the pillars of our company ethos. Founded in 2020, we're not your average mortgage brokerage; specializing in rescue loans, we've helped thousands achieve their homeownership goals.  Our track
record speaks volumes: over half a Billion dollars in closed loans, backed by rave reviews and a network of 75 lenders.
But Ben's vision doesn't stop there; he's revolutionizing the industry with the first cloud-based mortgage company, offering unprecedented compensation for our loan officers. Committed to their success, Ben fosters a 'your success is my success' mentality, making himself readily available to the team. Together, we excel in turning challenging situations into successes.
Behnood Dalaei
Nez Elabbassy Cropped

Nez Elabbassy

Operations Manager & Mortgage Loan Originator
NMLS #2515333
Languages: English, French, Arabic
Introducing Nez, our stellar Operations Manager and your Mortgage Bestie! Armed with a Bachelor’s in International Business from Stetson University and an MBA from the University of North Florida, she's a powerhouse in our team. With over a decade of sales experience, Nez seamlessly transitioned into real estate, specializing in lending. Her incredible journey to the US at just 20 years old is a testament to her unwavering dedication and resilience.  Nez is passionate about helping international students achieve their American Dream, advocating for homeownership and generational wealth through real estate. Her commitment to finding creative financing solutions for borrowers sets her apart, making her an invaluable asset for our borrowers & clients.
Nez embodies the ethos of building meaningful connections with a firm belief in the power of genuine relationships. She goes above and beyond to foster trust and understanding with every client. For Nez, it's not just about closing deals; it's about creating lasting partnerships built on integrity.

Jennifer Villavicencio

Production Manager
Languages: English
Jennifer Villavicencio, a native of New York, specifically the Bronx, is a dedicated mother of two and a seasoned entrepreneur. Her expertise in real estate led her to operate a thriving brokerage in New Jersey and engage in property flipping in both New Jersey and Florida. Two and a half years ago, she made the move to Florida, continuing her real estate ventures in the Sunshine State. Alongside her entrepreneurial pursuits, Jennifer plays a pivotal role as a production manager at 4Ever Lending USA where she enhances productivity, provides sales training, and implements systems to ensure a remarkable client experience. Her drive and passion for serving others are evident in her multifaceted commitment to the real estate industry and beyond.
Jennifer Villavicencio Cropped
Behnood Dalaei

Behnood Dalaei

Broker & CEO
NMLS #1553881
Languages: English, Farsi
Introducing Behnood (Ben) Dalaei, the visionary Broker at 4ever Lending USA & known as the Mortgage Rescuer. With over a decade of finance industry expertise, Ben's passion lies in delivering unparalleled value to our clients.  His philosophy centers around being the go-to broker for mortgage rescues.  A true master of negotiation, Ben sees numbers as his playground, crafting innovative financing solutions to make homeownership dreams a reality.
At 4ever Lending, Ben's values—speed, accuracy, and
communication—are the pillars of our company ethos. Founded in 2020, we're not your average mortgage brokerage; specializing in rescue loans, we've helped thousands achieve their homeownership goals.  Our track
record speaks volumes: over half a Billion dollars in closed loans, backed by rave reviews and a network of 75 lenders.
But Ben's vision doesn't stop there; he's revolutionizing the industry with the first cloud-based mortgage company, offering unprecedented compensation for our loan officers. Committed to their success, Ben fosters a 'your success is my success' mentality, making himself readily available to the team. Together, we excel in turning challenging situations into successes.
Nez Elabbassy Cropped

Nez Elabbassy

Operations Manager & Mortgage Loan Originator
NMLS #2515333
Languages: English, French, Arabic
Introducing Nez, our stellar Operations Manager and your Mortgage Bestie! Armed with a Bachelor’s in International Business from Stetson University and an MBA from the University of North Florida, she's a powerhouse in our team. With over a decade of sales experience, Nez seamlessly transitioned into real estate, specializing in lending. Her incredible journey to the US at just 20 years old is a testament to her unwavering dedication and resilience.  Nez is passionate about helping international students achieve their American Dream, advocating for homeownership and generational wealth through real estate. Her commitment to finding creative financing solutions for borrowers sets her apart, making her an invaluable asset for our borrowers & clients.
Nez embodies the ethos of building meaningful connections with a firm belief in the power of genuine relationships. She goes above and beyond to foster trust and understanding with every client. For Nez, it's not just about closing deals; it's about creating lasting partnerships built on integrity.
Jennifer Villavicencio Cropped

Jennifer Villavicencio

Production Manager
Languages: English
Jennifer Villavicencio, a native of New York, specifically the Bronx, is a dedicated mother of two and a seasoned entrepreneur. Her expertise in real estate led her to operate a thriving brokerage in New Jersey and engage in property flipping in both New Jersey and Florida. Two and a half years ago, she made the move to Florida, continuing her real estate ventures in the Sunshine State. Alongside her entrepreneurial pursuits, Jennifer plays a pivotal role as a production manager at 4Ever Lending USA where she enhances productivity, provides sales training, and implements systems to ensure a remarkable client experience. Her drive and passion for serving others are evident in her multifaceted commitment to the real estate industry and beyond.

NMLS #2051275
• www.nmlsconsumeraccess.org

• Licensed by:
o District of Columbia Department of Insurance, Securities & Banking #MLB 2051275
o Florida Office of Financial Regulation #MBR4894
o Maryland Office of Financial Regulation #2051275
o Virginia Bureau of Financial Institutions #MC-7155
• 4Ever Lending USA LLC arranges loans with third-party providers, does not make any mortgage loan commitments or fund any mortgage loans.
• For informational purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval.

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